AI-powered finance tracking for global professionals. Expenses, transfers, and analytics across countries — all through natural conversation.
For global professionals managing multi-currency finances.
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✓ Free to use ✓ AI-powered ✓ Multi-currency ✓ No bank connections
Built for people managing money across borders
✦ Stop reconciling spreadsheets across countries
✦ Know your real net worth across currencies in seconds
✦ Finally see where your money goes — globally
Just type like you're texting a friend. "Paid rent $2500" or "Got salary this month" — AI extracts amount, currency, category, location, and date instantly.
Example conversation:
👤 "Paid rent $2500 in Singapore"
🤖 ✅ Got it! Rent — S$2,500 · Housing · Singapore · Feb 2026
👤 "Spent $45 on lunch at Orchard Road"
🤖 ✅ Added! Lunch — S$45 · Food & Dining · Orchard Road
👤 "Transferred ₹50,000 to mom in India"
🤖 🔄 Transfer recorded! ₹50,000 (≈ S$812) · Singapore → India · Family
💬 Natural language — no forms, no dropdowns
🔄 Auto-detects transfers between accounts
🌏 Multi-currency with automatic conversion
🎤 Voice input support for hands-free entry
No more forms. No more dropdowns. No more spreadsheets. Just tell us what happened — in any language, any currency, from anywhere.
Type like you're texting a friend. "Paid rent $2500" or "Got salary this month" — we understand it all.
AI auto-detects location, category, amount, currency, and date. No manual tagging ever needed.
"Transferred ₹3L to India" automatically creates balanced entries across locations with live conversion.
Ask questions in plain English. "Show trend of transfers from Singapore" — get instant charts, trends, and smart insights.
📊 Natural language queries → instant visualizations
📈 Trend analysis, comparisons, and drill-downs
💡 AI-powered spending insights and suggestions
🗓️ Time-based analysis: monthly, quarterly, yearly
Four powerful views to understand your finances across borders
Total assets, investments, and net worth across all locations in your base currency
Track income vs expenses with automatic savings calculation per location
Visualize your financial growth over time with interactive charts
Drill into categories, expenses, and investments by location and month
Built for expats, remote workers, and anyone managing money across borders
Type or speak. AI extracts everything.
Charts and insights from plain English.
Auto-detect recurring transactions.
Export to Excel for backup.
Define your own categories and fields.
No bank links. History never sent to AI.
Desktop, tablet, and mobile.
Auto currency and location tracking.
Most finance apps connect to your bank via Plaid and send your entire transaction history to AI providers. TPL takes a different approach: no bank connections, no Plaid, and every AI call is stateless. Your balances, transaction history, and spending patterns never leave our infrastructure. Only your current input is processed — then discarded. Paid API, no model training.
🔐 User Data Isolation — Your data is fully isolated — no cross-user access
📤 Export Everything — Download all your data as Excel anytime
🗑️ Granular Deletion — Delete data, schema, or both — your choice
🚫 Account Deletion — Complete removal with zero data retention
Simple setup, powerful results
Use your Google account for secure, one-click authentication. No passwords to remember.
Just say "Spent $500 on rent in Singapore" — AI handles the rest. Category, currency, location.
View your global financial picture across countries. Charts, trends, and smart suggestions.
What users say
"Finally replaced my multi-currency spreadsheet. Logging expenses takes seconds."
— Early user
"The conversational interface is surprisingly accurate. Perfect for expat life."
"I am using this because no tool handled Singapore + India finances well. Now I just talk to it — rent in SGD, transfers in INR, all tracked instantly."
Ketan Karnick · Expat in Singapore
AI auto-detects repeating expenses like rent, subscriptions, and salary.
Group expense splitting with multi-currency support and AI chatbot entry.
22 Indian languages via Bhashini AI — track expenses in your native language.
Set spending limits by category or location — get notified before you overspend.
The Pocket Ledger is in active development. Early users help shape the roadmap.
Join as an early adopter building a smarter way to manage global finances. No spreadsheets. No forms. Just talk.
Built by an information security leader with 22+ years of experience in software development and security leadership at multiple Fortune 500 companies.