AI-powered finance tracking for global professionals. Expenses, transfers, and analytics across countries — all through natural conversation.
For global professionals managing multi-currency finances.
🎭 Try the Live Demo →
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No sign-up required · Explore with sample data
Built by a security architect with 13 years in enterprise data protection.
✓ Live demo available ✓ AI-powered ✓ Multi-currency ✓ No bank connections
Built for people managing money across borders
✦ Stop reconciling spreadsheets across countries
✦ Know your real net worth across currencies in seconds
✦ Finally see where your money goes — globally
2 minutes. Real dashboard. Real AI queries. No signup needed.
💬 Natural language — no forms, no dropdowns
🔄 Auto-detects transfers between accounts
🌏 Multi-currency with automatic conversion
📊 AI-powered analytics and charts
No more forms. No more dropdowns. No more spreadsheets. Just tell us what happened — in any language, any currency, from anywhere.
Type like you're texting a friend. "Paid rent $2500" or "Got salary this month" — we understand it all.
AI auto-detects location, category, amount, currency, and date. No manual tagging ever needed.
"Transferred ₹3L to India" automatically creates balanced entries across locations with live conversion.
Ask questions in plain English. "Show trend of transfers from Singapore" — get instant charts, trends, and smart insights.
📊 Natural language queries → instant visualizations
📈 Trend analysis, comparisons, and drill-downs
💡 AI-powered spending insights and suggestions
🗓️ Time-based analysis: monthly, quarterly, yearly
Four powerful views to understand your finances across borders
Total assets, investments, and net worth across all locations in your base currency
Track income vs expenses with automatic savings calculation per location
Visualize your financial growth over time with interactive charts
Drill into categories, expenses, and investments by location and month
Built for expats, remote workers, and anyone managing money across borders
Type or speak. AI extracts everything.
Charts and insights from plain English.
Auto-detect recurring transactions.
Export to Excel for backup.
Define your own categories and fields.
No bank links. History never sent to AI.
Desktop, tablet, and mobile.
Auto currency and location tracking.
Most finance apps connect to your bank via Plaid and send your entire transaction history to AI providers. TPL takes a fundamentally different approach: no bank connections, no Plaid, and the AI never sees your financial data. When you ask a question like "show spending by category," the AI only receives column names — "category," "location," "date" — never actual amounts or balances. It translates your question into a structured query. All computation runs locally on our servers. Privacy isn't a policy toggle. It's an architectural guarantee.
🔐 User Data Isolation — Your data is fully isolated — no cross-user access
📤 Export Everything — Download all your data as Excel anytime
🗑️ Granular Deletion — Delete data, schema, or both — your choice
🚫 Account Deletion — Complete removal with zero data retention
Simple setup, powerful results
Click "Try Live Demo" — no sign-up needed. Explore real dashboards with sample data instantly.
Ask the chatbot anything — "Compare income vs expenses" or "Show spending trend". See it work live.
Like what you see? Sign in with Google and start tracking your own finances in under 2 minutes.
or sign in with Google →
From the builder
"I built this because no tool handled Singapore + India + US finances well. Now I just talk to it — rent in SGD, transfers in INR, all tracked instantly. As a security professional, I made sure the AI never sees your actual financial data."
Ketan Karnick · Security Architect · Expat in Singapore
AI auto-detects repeating expenses like rent, subscriptions, and salary.
Group expense splitting with multi-currency support and AI chatbot entry.
22 Indian languages via Bhashini AI — track expenses in your native language.
Set spending limits by category or location — get notified before you overspend.
The Pocket Ledger is in active development. Early users help shape the roadmap.
Join as an early adopter building a smarter way to manage global finances. No spreadsheets. No forms. Just talk.
Privacy-first by architecture. Built with 22 years of software development and security leadership experience.